SHANE PIERSON · SBA DATA
SBA by Industry · Beer, Wine, and Liquor Stores

SBA Loans for Beer, Wine, and Liquor Stores

SBA has approved 14,497 7(a) loans worth $5.5B to Beer, Wine, and Liquor Stores businesses, and annual approvals have fallen 63% versus the prior decade.

14,497
7(a) loans
$5.5B
Approved dollars
$382,332
Average loan size
#19
Rank among industries
-63%
Annualized vs prior decade
4.6%
Active-status distress
1%
Franchise-branded

Beer, Wine, and Liquor Stores is the #19 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 14,497 such loans worth $5.5B, averaging $382,332 each. Annual approval volume has fallen 63% between the FY2013-2019 period and FY2020-2026. Among 1,507 active-status beer, wine, and liquor stores loans, 4.6% are delinquent, past due, or in liquidation.

States with the most beer, wine, and liquor stores records

Who lends to beer, wine, and liquor stores most

See it on the map

Explore SBA lending nationwide, drill any state to the zip level, and compare the lenders behind the numbers.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

The paper

One useful thing for small business, every other Tuesday.

A tool, a fix, or a number from the public record worth knowing. Free, no selling, no list-sharing, unsubscribe in one click.