SHANE PIERSON · SBA DATA
SBA Lending by State · New York

SBA Lending in New York

New York is the #3 highest active-loan distress rate at 9.0%.

116,341
Total SBA loans
$28.1B
Approved dollars
5.8
Loans per 1,000 businesses / yr
-8%
Growth, 2010s to 2020s
9.0%
Active-status distress
#3
Rank, national volume
#29
Rank, loans per business

Every SBA 7(a) and 504 approval recorded for New York since 1991 sits in the public federal file. New York accounts for 116,341 of them, worth $28.1B, split 107,874 under 7(a) and 8,467 under 504. Roughly 9% of 7(a) approvals went to startups and new businesses.

Top industries funded in New York

  • Retail16,965 loans · $3.5B
  • Food & Lodging10,816 loans · $3.3B
  • Other10,673 loans · $1.7B
  • Construction10,322 loans · $1.6B
  • Professional Services10,071 loans · $1.6B
  • Personal Services9,587 loans · $1.8B

Program mix

107,874
7(a) loans
8,467
504 loans
9%
To startups & new businesses
91%
To existing businesses

SBA lending by city in New York

See New York on the interactive map

Drill New York to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

Explore New York on the map ↗

Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, active-status distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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