SHANE PIERSON · SBA DATA
SBA Lending by State · Pennsylvania

SBA Lending in Pennsylvania

Pennsylvania is a mid-sized SBA market concentrated in food and lodging, growing +4%.

65,992
Total SBA loans
$17.6B
Approved dollars
5.9
Loans per 1,000 businesses / yr
+4%
Growth, 2010s to 2020s
9.3%
Active-loan distress
#6
Rank, national volume
#26
Rank, loans per business

Every SBA 7(a) and 504 loan approved in Pennsylvania since 1991 sits in the public federal record. Pennsylvania accounts for 65,992 of them, worth $17.6B, split 62,532 under 7(a) and 3,460 under 504. Roughly 11% of 7(a) went to startups and new businesses.

Top industries funded in Pennsylvania

  • Retail8,974 loans · $1.8B
  • Food & Lodging7,444 loans · $2.7B
  • Construction6,162 loans · $1.1B
  • Personal Services6,018 loans · $1.2B
  • Other5,938 loans · $999M
  • Professional Services5,432 loans · $1.2B

Program mix

62,532
7(a) loans
3,460
504 loans
11%
To startups & new businesses
89%
To existing businesses
See Pennsylvania on the interactive map

Drill Pennsylvania to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

Explore Pennsylvania on the map ↗

Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.