SHANE PIERSON · SBA DATA
SBA Lending by State · Pennsylvania

SBA Lending in Pennsylvania

Pennsylvania is a mid-sized SBA market concentrated in food and lodging, growing +4%.

65,992
Total SBA loans
$17.6B
Approved dollars
5.9
Loans per 1,000 businesses / yr
+4%
Growth, 2010s to 2020s
6.6%
Active-status distress
#6
Rank, national volume
#26
Rank, loans per business

Every SBA 7(a) and 504 approval recorded for Pennsylvania since 1991 sits in the public federal file. Pennsylvania accounts for 65,992 of them, worth $17.6B, split 62,532 under 7(a) and 3,460 under 504. Roughly 11% of 7(a) approvals went to startups and new businesses.

Top industries funded in Pennsylvania

  • Retail8,974 loans · $1.8B
  • Food & Lodging7,444 loans · $2.7B
  • Construction6,162 loans · $1.1B
  • Personal Services6,018 loans · $1.2B
  • Other5,938 loans · $999M
  • Professional Services5,432 loans · $1.2B

Program mix

62,532
7(a) loans
3,460
504 loans
11%
To startups & new businesses
89%
To existing businesses

SBA lending by city in Pennsylvania

See Pennsylvania on the interactive map

Drill Pennsylvania to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

Explore Pennsylvania on the map ↗

Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, active-status distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

The paper

One useful thing for small business, every other Tuesday.

A tool, a fix, or a number from the public record worth knowing. Free, no selling, no list-sharing, unsubscribe in one click.