SHANE PIERSON · SBA DATA
SBA by City · Philadelphia, PA

SBA Lending in Philadelphia, Pennsylvania

Businesses in Philadelphia, PA have drawn 6,111 SBA 7(a) loans worth $1.5B, and annual volume has fallen 5% versus the prior decade.

6,111
7(a) loans
$1.5B
Approved dollars
$239,038
Average loan size
#1
Rank in Pennsylvania
-5%
Annualized vs prior decade
12.8%
Active-loan distress

Philadelphia is the #1 SBA 7(a) market in Pennsylvania and #18 in the country. Since 1991 lenders have approved 6,111 loans here worth $1.5B, averaging $239,038 each. Annual approval volume has fallen 5% between FY2013-2019 and FY2020-2026. 12.8% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.