SBA Loans for Full-Service Restaurants
SBA has approved 70,810 7(a) loans worth $23.7B to Full-Service Restaurants businesses, and annual approvals have fallen 21% versus the prior decade.
- 70,810
- 7(a) loans
- $23.7B
- Approved dollars
- $334,044
- Average loan size
- #1
- Rank among industries
- -21%
- Annualized vs prior decade
- 7.3%
- Active-status distress
- 11%
- Franchise-branded
Full-Service Restaurants is the #1 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 70,810 such loans worth $23.7B, averaging $334,044 each. Annual approval volume has fallen 21% between the FY2013-2019 period and FY2020-2026. Among 13,685 active-status full-service restaurants loans, 7.3% are delinquent, past due, or in liquidation.
States with the most full-service restaurants records
Who lends to full-service restaurants most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.