SHANE PIERSON · SBA DATA
SBA Lending by State · Florida

SBA Lending in Florida

Florida is the #1 fastest-growing SBA market in the country, up 46% between the 2010s and 2020s.

103,750
Total SBA loans
$42.8B
Approved dollars
3.9
Loans per 1,000 businesses / yr
+46%
Growth, 2010s to 2020s
7.5%
Active-status distress
#4
Rank, national volume
#45
Rank, loans per business

Every SBA 7(a) and 504 approval recorded for Florida since 1991 sits in the public federal file. Florida accounts for 103,750 of them, worth $42.8B, split 87,385 under 7(a) and 16,365 under 504. Roughly 13% of 7(a) approvals went to startups and new businesses.

Top industries funded in Florida

  • Retail10,983 loans · $3.4B
  • Professional Services8,995 loans · $2.7B
  • Healthcare8,564 loans · $4.2B
  • Construction8,020 loans · $2.6B
  • Personal Services7,598 loans · $2.4B
  • Food & Lodging7,562 loans · $4.5B

Program mix

87,385
7(a) loans
16,365
504 loans
13%
To startups & new businesses
87%
To existing businesses

SBA lending by city in Florida

See Florida on the interactive map

Drill Florida to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

Explore Florida on the map ↗

Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, active-status distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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