SHANE PIERSON · SBA DATA
SBA by City · Pensacola, FL

SBA Lending in Pensacola, Florida

The SBA FOIA record lists 822 7(a) approvals worth $387M for businesses in Pensacola, FL, and annual volume has grown 16% versus the prior decade.

822
7(a) loans
$387M
Approved dollars
$471,041
Average loan size
#18
Rank in Florida
+16%
Annualized vs prior decade
3.4%
Active-status distress

Pensacola is the #18 SBA 7(a) market in Florida and #257 in the country. Since 1991 the FOIA record lists 822 approvals here worth $387M, averaging $471,041 each. Annual approval volume has grown 16% between FY2013-2019 and FY2020-2026. Among 174 active-status loans, 3.4% are delinquent, past due, or in liquidation. The local business type with the most listed records is limited-service restaurants.

What Pensacola borrows for

Who lends in Pensacola

See it on the map

Open the national map, drill into Florida, and compare Pensacola against every zip code in the state.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

The paper

One useful thing for small business, every other Tuesday.

A tool, a fix, or a number from the public record worth knowing. Free, no selling, no list-sharing, unsubscribe in one click.