SHANE PIERSON · SBA DATA
SBA by City · Pensacola, FL

SBA Lending in Pensacola, Florida

Businesses in Pensacola, FL have drawn 822 SBA 7(a) loans worth $387M, and annual volume has grown 16% versus the prior decade.

822
7(a) loans
$387M
Approved dollars
$471,041
Average loan size
#18
Rank in Florida
+16%
Annualized vs prior decade
10.6%
Active-loan distress

Pensacola is the #18 SBA 7(a) market in Florida and #257 in the country. Since 1991 lenders have approved 822 loans here worth $387M, averaging $471,041 each. Annual approval volume has grown 16% between FY2013-2019 and FY2020-2026. 10.6% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is limited-service restaurants.

What Pensacola borrows for

Who lends in Pensacola

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.