SBA Loans for Limited-Service Restaurants
SBA has approved 49,911 7(a) loans worth $15.1B to Limited-Service Restaurants businesses, and annual approvals have fallen 15% versus the prior decade.
- 49,911
- 7(a) loans
- $15.1B
- Approved dollars
- $302,320
- Average loan size
- #2
- Rank among industries
- -15%
- Annualized vs prior decade
- 13.8%
- Active-loan distress
- 45%
- Franchise-branded
Limited-Service Restaurants is the #2 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 49,911 such loans worth $15.1B, averaging $302,320 each. Annual approval volume has fallen 15% between the FY2013-2019 period and FY2020-2026. 13.8% of the active book is delinquent, past due, or in liquidation.
Where limited-service restaurants loans are made
Who lends to limited-service restaurants most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.