SBA Loans for Limited-Service Restaurants
SBA has approved 49,911 7(a) loans worth $15.1B to Limited-Service Restaurants businesses, and annual approvals have fallen 15% versus the prior decade.
- 49,911
- 7(a) loans
- $15.1B
- Approved dollars
- $302,320
- Average loan size
- #2
- Rank among industries
- -15%
- Annualized vs prior decade
- 7.8%
- Active-status distress
- 45%
- Franchise-branded
Limited-Service Restaurants is the #2 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 49,911 such loans worth $15.1B, averaging $302,320 each. Annual approval volume has fallen 15% between the FY2013-2019 period and FY2020-2026. Among 9,383 active-status limited-service restaurants loans, 7.8% are delinquent, past due, or in liquidation.
States with the most limited-service restaurants records
Who lends to limited-service restaurants most
Explore SBA lending nationwide, drill any state to the zip level, and compare the lenders behind the numbers.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.