SBA Lending in Clearwater, Florida
The SBA FOIA record lists 1,142 7(a) approvals worth $489M for businesses in Clearwater, FL, and annual volume has grown 6% versus the prior decade.
- 1,142
- 7(a) loans
- $489M
- Approved dollars
- $428,625
- Average loan size
- #13
- Rank in Florida
- +6%
- Annualized vs prior decade
- 9.0%
- Active-status distress
Clearwater is the #13 SBA 7(a) market in Florida and #158 in the country. Since 1991 the FOIA record lists 1,142 approvals here worth $489M, averaging $428,625 each. Annual approval volume has grown 6% between FY2013-2019 and FY2020-2026. Among 211 active-status loans, 9.0% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Clearwater borrows for
Who lends in Clearwater
Open the national map, drill into Florida, and compare Clearwater against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.