SBA Lending in Clearwater, Florida
Businesses in Clearwater, FL have drawn 1,142 SBA 7(a) loans worth $489M, and annual volume has grown 6% versus the prior decade.
- 1,142
- 7(a) loans
- $489M
- Approved dollars
- $428,625
- Average loan size
- #13
- Rank in Florida
- +6%
- Annualized vs prior decade
- 11.5%
- Active-loan distress
Clearwater is the #13 SBA 7(a) market in Florida and #158 in the country. Since 1991 lenders have approved 1,142 loans here worth $489M, averaging $428,625 each. Annual approval volume has grown 6% between FY2013-2019 and FY2020-2026. 11.5% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Clearwater borrows for
Who lends in Clearwater
Open the national map, drill into Florida, and compare Clearwater against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.