SHANE PIERSON · SBA DATA
SBA by City · Melbourne, FL

SBA Lending in Melbourne, Florida

Businesses in Melbourne, FL have drawn 769 SBA 7(a) loans worth $301M, and annual volume has grown 10% versus the prior decade.

769
7(a) loans
$301M
Approved dollars
$391,639
Average loan size
#19
Rank in Florida
+10%
Annualized vs prior decade
11.4%
Active-loan distress

Melbourne is the #19 SBA 7(a) market in Florida and #286 in the country. Since 1991 lenders have approved 769 loans here worth $301M, averaging $391,639 each. Annual approval volume has grown 10% between FY2013-2019 and FY2020-2026. 11.4% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.