SBA Lending in Miami, Florida
The SBA FOIA record lists 10,344 7(a) approvals worth $2.5B for businesses in Miami, FL, and annual volume has grown 20% versus the prior decade.
- 10,344
- 7(a) loans
- $2.5B
- Approved dollars
- $238,088
- Average loan size
- #1
- Rank in Florida
- +20%
- Annualized vs prior decade
- 11.6%
- Active-status distress
Miami is the #1 SBA 7(a) market in Florida and #5 in the country. Since 1991 the FOIA record lists 10,344 approvals here worth $2.5B, averaging $238,088 each. Annual approval volume has grown 20% between FY2013-2019 and FY2020-2026. Among 2,010 active-status loans, 11.6% are delinquent, past due, or in liquidation. The local business type with the most listed records is other miscellaneous durable goods merchant wholesalers.
What Miami borrows for
Who lends in Miami
Open the national map, drill into Florida, and compare Miami against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.