SBA Lending in Miami, Florida
Businesses in Miami, FL have drawn 10,344 SBA 7(a) loans worth $2.5B, and annual volume has grown 20% versus the prior decade.
- 10,344
- 7(a) loans
- $2.5B
- Approved dollars
- $238,088
- Average loan size
- #1
- Rank in Florida
- +20%
- Annualized vs prior decade
- 24.4%
- Active-loan distress
Miami is the #1 SBA 7(a) market in Florida and #5 in the country. Since 1991 lenders have approved 10,344 loans here worth $2.5B, averaging $238,088 each. Annual approval volume has grown 20% between FY2013-2019 and FY2020-2026. 24.4% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is other miscellaneous durable goods merchant wholesalers.
What Miami borrows for
Who lends in Miami
Open the national map, drill into Florida, and compare Miami against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.