SHANE PIERSON · SBA DATA
SBA by City · Albany, NY

SBA Lending in Albany, New York

The SBA FOIA record lists 970 7(a) approvals worth $240M for businesses in Albany, NY, and annual volume has fallen 48% versus the prior decade.

970
7(a) loans
$240M
Approved dollars
$246,965
Average loan size
#9
Rank in New York
-48%
Annualized vs prior decade
11.8%
Active-status distress

Albany is the #9 SBA 7(a) market in New York and #203 in the country. Since 1991 the FOIA record lists 970 approvals here worth $240M, averaging $246,965 each. Annual approval volume has fallen 48% between FY2013-2019 and FY2020-2026. Among 136 active-status loans, 11.8% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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