SBA Lending in Rochester, New York
Businesses in Rochester, NY have drawn 4,304 SBA 7(a) loans worth $706M, and annual volume has fallen 39% versus the prior decade.
- 4,304
- 7(a) loans
- $706M
- Approved dollars
- $164,004
- Average loan size
- #3
- Rank in New York
- -39%
- Annualized vs prior decade
- 7.9%
- Active-loan distress
Rochester is the #3 SBA 7(a) market in New York and #28 in the country. Since 1991 lenders have approved 4,304 loans here worth $706M, averaging $164,004 each. Annual approval volume has fallen 39% between FY2013-2019 and FY2020-2026. 7.9% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Rochester borrows for
Who lends in Rochester
Open the national map, drill into New York, and compare Rochester against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.