SBA Lending in Rochester, New York
The SBA FOIA record lists 4,304 7(a) approvals worth $706M for businesses in Rochester, NY, and annual volume has fallen 39% versus the prior decade.
- 4,304
- 7(a) loans
- $706M
- Approved dollars
- $164,004
- Average loan size
- #3
- Rank in New York
- -39%
- Annualized vs prior decade
- 5.8%
- Active-status distress
Rochester is the #3 SBA 7(a) market in New York and #28 in the country. Since 1991 the FOIA record lists 4,304 approvals here worth $706M, averaging $164,004 each. Annual approval volume has fallen 39% between FY2013-2019 and FY2020-2026. Among 533 active-status loans, 5.8% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Rochester borrows for
Who lends in Rochester
Open the national map, drill into New York, and compare Rochester against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.