SBA Loans for New Single-Family Housing Construction (except Operative Builders)
SBA has approved 4,546 7(a) loans worth $360M to New Single-Family Housing Construction (except Operative Builders) businesses, and annual approvals have fallen 100% versus the prior decade.
- 4,546
- 7(a) loans
- $360M
- Approved dollars
- $79,120
- Average loan size
- #71
- Rank among industries
- -100%
- Annualized vs prior decade
- 24.8%
- Active-loan distress
New Single-Family Housing Construction (except Operative Builders) is the #71 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 4,546 such loans worth $360M, averaging $79,120 each. Annual approval volume has fallen 100% between the FY2013-2019 period and FY2020-2026. 24.8% of the active book is delinquent, past due, or in liquidation.
Where new single-family housing construction (except operative builders) loans are made
Who lends to new single-family housing construction (except operative builders) most
Explore SBA lending nationwide, drill any state to the zip level, and compare the lenders behind the numbers.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.