SHANE PIERSON · SBA DATA
SBA Lending by State · Hawaii

SBA Lending in Hawaii

Hawaii is the steepest SBA lending decline of any state, down 55%.

7,909
Total SBA loans
$1.4B
Approved dollars
6.1
Loans per 1,000 businesses / yr
-55%
Growth, 2010s to 2020s
8.5%
Active-loan distress
#46
Rank, national volume
#22
Rank, loans per business

Every SBA 7(a) and 504 loan approved in Hawaii since 1991 sits in the public federal record. Hawaii accounts for 7,909 of them, worth $1.4B, split 6,962 under 7(a) and 947 under 504. Roughly 8% of 7(a) went to startups and new businesses.

Top industries funded in Hawaii

  • Retail951 loans · $105M
  • Food & Lodging906 loans · $136M
  • Construction900 loans · $95M
  • Other609 loans · $73M
  • Professional Services576 loans · $66M
  • Healthcare482 loans · $68M

Program mix

6,962
7(a) loans
947
504 loans
8%
To startups & new businesses
92%
To existing businesses
See Hawaii on the interactive map

Drill Hawaii to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

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Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.