SHANE PIERSON · SBA DATA
SBA Lending by State · Montana

SBA Lending in Montana

Montana is one of the healthiest books in the country at just 3.6% distress.

12,867
Total SBA loans
$3.1B
Approved dollars
8.1
Loans per 1,000 businesses / yr
-34%
Growth, 2010s to 2020s
3.6%
Active-loan distress
#39
Rank, national volume
#8
Rank, loans per business

Every SBA 7(a) and 504 loan approved in Montana since 1991 sits in the public federal record. Montana accounts for 12,867 of them, worth $3.1B, split 11,880 under 7(a) and 987 under 504. Roughly 9% of 7(a) went to startups and new businesses.

Top industries funded in Montana

  • Other2,466 loans · $412M
  • Retail1,722 loans · $355M
  • Construction1,304 loans · $231M
  • Food & Lodging1,026 loans · $327M
  • Personal Services882 loans · $182M
  • Manufacturing842 loans · $217M

Program mix

11,880
7(a) loans
987
504 loans
9%
To startups & new businesses
91%
To existing businesses
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Drill Montana to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

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Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.