SBA Loans for Automotive Oil Change and Lubrication Shops
SBA has approved 1,847 7(a) loans worth $1.0B to Automotive Oil Change and Lubrication Shops businesses, and annual approvals have fallen 2% versus the prior decade.
- 1,847
- 7(a) loans
- $1.0B
- Approved dollars
- $555,060
- Average loan size
- #176
- Rank among industries
- -2%
- Annualized vs prior decade
- 3.1%
- Active-status distress
- 26%
- Franchise-branded
Automotive Oil Change and Lubrication Shops is the #176 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 1,847 such loans worth $1.0B, averaging $555,060 each. Annual approval volume has fallen 2% between the FY2013-2019 period and FY2020-2026. Among 356 active-status automotive oil change and lubrication shops loans, 3.1% are delinquent, past due, or in liquidation.
States with the most automotive oil change and lubrication shops records
Who lends to automotive oil change and lubrication shops most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.