SBA Lending by State · North Carolina
SBA Lending in North Carolina
North Carolina is a mid-sized SBA market concentrated in food and lodging, growing +12%.
- 34,034
- Total SBA loans
- $14.7B
- Approved dollars
- 3.4
- Loans per 1,000 businesses / yr
- +12%
- Growth, 2010s to 2020s
- 10.6%
- Active-loan distress
- #19
- Rank, national volume
- #49
- Rank, loans per business
Every SBA 7(a) and 504 loan approved in North Carolina since 1991 sits in the public federal record. North Carolina accounts for 34,034 of them, worth $14.7B, split 30,187 under 7(a) and 3,847 under 504. Roughly 19% of 7(a) went to startups and new businesses.
Top industries funded in North Carolina
Program mix
- 30,187
- 7(a) loans
- 3,847
- 504 loans
- 19%
- To startups & new businesses
- 81%
- To existing businesses
See North Carolina on the interactive map
Drill North Carolina to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.
Explore North Carolina on the map ↗Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.