SHANE PIERSON · SBA DATA
SBA by City · Durham, NC

SBA Lending in Durham, North Carolina

Businesses in Durham, NC have drawn 920 SBA 7(a) loans worth $406M, and annual volume has grown 17% versus the prior decade.

920
7(a) loans
$406M
Approved dollars
$440,924
Average loan size
#5
Rank in North Carolina
+17%
Annualized vs prior decade
9.7%
Active-loan distress

Durham is the #5 SBA 7(a) market in North Carolina and #219 in the country. Since 1991 lenders have approved 920 loans here worth $406M, averaging $440,924 each. Annual approval volume has grown 17% between FY2013-2019 and FY2020-2026. 9.7% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

What Durham borrows for

Who lends in Durham

See it on the map

Open the national map, drill into North Carolina, and compare Durham against every zip code in the state.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.