SBA Lending in Wilmington, North Carolina
Businesses in Wilmington, NC have drawn 1,034 SBA 7(a) loans worth $409M, and annual volume has grown 21% versus the prior decade.
- 1,034
- 7(a) loans
- $409M
- Approved dollars
- $395,423
- Average loan size
- #4
- Rank in North Carolina
- +21%
- Annualized vs prior decade
- 12.3%
- Active-loan distress
Wilmington is the #4 SBA 7(a) market in North Carolina and #187 in the country. Since 1991 lenders have approved 1,034 loans here worth $409M, averaging $395,423 each. Annual approval volume has grown 21% between FY2013-2019 and FY2020-2026. 12.3% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Wilmington borrows for
Who lends in Wilmington
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.