SHANE PIERSON · SBA DATA
SBA by City · Wilmington, NC

SBA Lending in Wilmington, North Carolina

The SBA FOIA record lists 1,034 7(a) approvals worth $409M for businesses in Wilmington, NC, and annual volume has grown 21% versus the prior decade.

1,034
7(a) loans
$409M
Approved dollars
$395,423
Average loan size
#4
Rank in North Carolina
+21%
Annualized vs prior decade
4.2%
Active-status distress

Wilmington is the #4 SBA 7(a) market in North Carolina and #187 in the country. Since 1991 the FOIA record lists 1,034 approvals here worth $409M, averaging $395,423 each. Annual approval volume has grown 21% between FY2013-2019 and FY2020-2026. Among 238 active-status loans, 4.2% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

What Wilmington borrows for

Who lends in Wilmington

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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