SHANE PIERSON · SBA DATA
SBA by Industry · Cosmetics, Beauty Supplies, and Perfume Stores

SBA Loans for Cosmetics, Beauty Supplies, and Perfume Stores

SBA has approved 3,205 7(a) loans worth $532M to Cosmetics, Beauty Supplies, and Perfume Stores businesses, and annual approvals have fallen 63% versus the prior decade.

3,205
7(a) loans
$532M
Approved dollars
$166,027
Average loan size
#105
Rank among industries
-63%
Annualized vs prior decade
8.8%
Active-status distress
4%
Franchise-branded

Cosmetics, Beauty Supplies, and Perfume Stores is the #105 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 3,205 such loans worth $532M, averaging $166,027 each. Annual approval volume has fallen 63% between the FY2013-2019 period and FY2020-2026. Among 261 active-status cosmetics, beauty supplies, and perfume stores loans, 8.8% are delinquent, past due, or in liquidation.

States with the most cosmetics, beauty supplies, and perfume stores records

Who lends to cosmetics, beauty supplies, and perfume stores most

See it on the map

Explore SBA lending nationwide, drill any state to the zip level, and compare the lenders behind the numbers.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

The paper

One useful thing for small business, every other Tuesday.

A tool, a fix, or a number from the public record worth knowing. Free, no selling, no list-sharing, unsubscribe in one click.