SBA Loans for Hardware Stores
SBA has approved 5,291 7(a) loans worth $1.6B to Hardware Stores businesses, and annual approvals have fallen 55% versus the prior decade.
- 5,291
- 7(a) loans
- $1.6B
- Approved dollars
- $295,605
- Average loan size
- #60
- Rank among industries
- -55%
- Annualized vs prior decade
- 9.2%
- Active-status distress
- 26%
- Franchise-branded
Hardware Stores is the #60 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 5,291 such loans worth $1.6B, averaging $295,605 each. Annual approval volume has fallen 55% between the FY2013-2019 period and FY2020-2026. Among 360 active-status hardware stores loans, 9.2% are delinquent, past due, or in liquidation.
States with the most hardware stores records
Who lends to hardware stores most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.