SBA Loans for Hardware Stores
SBA has approved 5,291 7(a) loans worth $1.6B to Hardware Stores businesses, and annual approvals have fallen 55% versus the prior decade.
- 5,291
- 7(a) loans
- $1.6B
- Approved dollars
- $295,605
- Average loan size
- #60
- Rank among industries
- -55%
- Annualized vs prior decade
- 8.5%
- Active-loan distress
- 26%
- Franchise-branded
Hardware Stores is the #60 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 5,291 such loans worth $1.6B, averaging $295,605 each. Annual approval volume has fallen 55% between the FY2013-2019 period and FY2020-2026. 8.5% of the active book is delinquent, past due, or in liquidation.
Where hardware stores loans are made
Who lends to hardware stores most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.