SHANE PIERSON · SBA DATA
SBA by Industry · Home Furnishing Merchant Wholesalers

SBA Loans for Home Furnishing Merchant Wholesalers

SBA has approved 1,214 7(a) loans worth $360M to Home Furnishing Merchant Wholesalers businesses, and annual approvals have fallen 31% versus the prior decade.

1,214
7(a) loans
$360M
Approved dollars
$296,777
Average loan size
#244
Rank among industries
-31%
Annualized vs prior decade
4.3%
Active-status distress
3%
Franchise-branded

Home Furnishing Merchant Wholesalers is the #244 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 1,214 such loans worth $360M, averaging $296,777 each. Annual approval volume has fallen 31% between the FY2013-2019 period and FY2020-2026. Among 188 active-status home furnishing merchant wholesalers loans, 4.3% are delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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