SHANE PIERSON · SBA DATA
SBA by Industry · Home Furnishing Merchant Wholesalers

SBA Loans for Home Furnishing Merchant Wholesalers

SBA has approved 1,214 7(a) loans worth $360M to Home Furnishing Merchant Wholesalers businesses, and annual approvals have fallen 31% versus the prior decade.

1,214
7(a) loans
$360M
Approved dollars
$296,777
Average loan size
#243
Rank among industries
-31%
Annualized vs prior decade
18.2%
Active-loan distress
3%
Franchise-branded

Home Furnishing Merchant Wholesalers is the #243 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 1,214 such loans worth $360M, averaging $296,777 each. Annual approval volume has fallen 31% between the FY2013-2019 period and FY2020-2026. 18.2% of the active book is delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.