SHANE PIERSON · SBA DATA
SBA by Industry · Nail Salons

SBA Loans for Nail Salons

SBA has approved 4,452 7(a) loans worth $613M to Nail Salons businesses, and annual approvals have grown 4% versus the prior decade.

4,452
7(a) loans
$613M
Approved dollars
$137,716
Average loan size
#74
Rank among industries
+4%
Annualized vs prior decade
5.3%
Active-status distress
2%
Franchise-branded

Nail Salons is the #74 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 4,452 such loans worth $613M, averaging $137,716 each. Annual approval volume has grown 4% between the FY2013-2019 period and FY2020-2026. Among 1,116 active-status nail salons loans, 5.3% are delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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