SHANE PIERSON · SBA DATA
SBA by Industry · New Car Dealers

SBA Loans for New Car Dealers

SBA has approved 1,972 7(a) loans worth $1.2B to New Car Dealers businesses, and annual approvals have fallen 14% versus the prior decade.

1,972
7(a) loans
$1.2B
Approved dollars
$604,119
Average loan size
#162
Rank among industries
-14%
Annualized vs prior decade
10.2%
Active-status distress
11%
Franchise-branded

New Car Dealers is the #162 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 1,972 such loans worth $1.2B, averaging $604,119 each. Annual approval volume has fallen 14% between the FY2013-2019 period and FY2020-2026. Among 147 active-status new car dealers loans, 10.2% are delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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