SHANE PIERSON · SBA DATA
SBA by Industry · Tobacco Stores

SBA Loans for Tobacco Stores

SBA has approved 1,346 7(a) loans worth $174M to Tobacco Stores businesses, and annual approvals have fallen 72% versus the prior decade.

1,346
7(a) loans
$174M
Approved dollars
$129,590
Average loan size
#225
Rank among industries
-72%
Annualized vs prior decade
7.1%
Active-status distress
2%
Franchise-branded

Tobacco Stores is the #225 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 1,346 such loans worth $174M, averaging $129,590 each. Annual approval volume has fallen 72% between the FY2013-2019 period and FY2020-2026. Among 112 active-status tobacco stores loans, 7.1% are delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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