SHANE PIERSON · SBA DATA
SBA Lenders · Heritage Bank of Commerce

SBA Lending by Heritage Bank of Commerce

Heritage Bank of Commerce is an active SBA 7(a) lender, ranked #120 nationally by all-time volume, with 1,592 approved 7(a) loans worth $924M on record.

1,592
7(a) loans made
$924M
Approved dollars
$580,422
Average loan size
#120
Rank, all-time volume
#228
Rank, volume since 2020
0.0%
Share of U.S. 7(a) since 2020
-63%
Annualized vs prior decade
6.2%
Active-loan distress
82%
Made under PLP authority

Between 1991 and mid-2026, Heritage Bank of Commerce approved 1,592 SBA 7(a) loans worth $924M across the country, at an average of $580,422 per loan. That places it #120 among all U.S. SBA 7(a) lenders. About 82% were written under Preferred Lender (PLP) authority, and 6.2% of its book is currently delinquent, past due, or in liquidation.

Where Heritage Bank of Commerce lends most

What Heritage Bank of Commerce funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.