SHANE PIERSON · SBA DATA
SBA Lenders · Monterey County Bank

SBA Lending by Monterey County Bank

Monterey County Bank is an active SBA 7(a) lender, ranked #228 nationally by all-time volume, with 660 approved 7(a) loans worth $214M on record.

660
7(a) loans made
$214M
Approved dollars
$323,852
Average loan size
#228
Rank, all-time volume
#262
Rank, volume since 2020
0.0%
Share of U.S. 7(a) since 2020
-70%
Annualized vs prior decade
4.5%
Active-loan distress
59%
Made under PLP authority

Between 1991 and mid-2026, Monterey County Bank approved 660 SBA 7(a) loans worth $214M across the country, at an average of $323,852 per loan. That places it #228 among all U.S. SBA 7(a) lenders. About 59% were written under Preferred Lender (PLP) authority, and 4.5% of its book is currently delinquent, past due, or in liquidation.

Where Monterey County Bank lends most

What Monterey County Bank funds most

See the whole market on the map

Compare every lender, drill any state to the zip level, and shade the map by volume, growth, or distress.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.