SHANE PIERSON · SBA DATA
SBA by City · Ann Arbor, MI

SBA Lending in Ann Arbor, Michigan

Businesses in Ann Arbor, MI have drawn 794 SBA 7(a) loans worth $276M, and annual volume has fallen 7% versus the prior decade.

794
7(a) loans
$276M
Approved dollars
$347,952
Average loan size
#8
Rank in Michigan
-7%
Annualized vs prior decade
6.8%
Active-loan distress

Ann Arbor is the #8 SBA 7(a) market in Michigan and #272 in the country. Since 1991 lenders have approved 794 loans here worth $276M, averaging $347,952 each. Annual approval volume has fallen 7% between FY2013-2019 and FY2020-2026. 6.8% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is limited-service restaurants.

What Ann Arbor borrows for

Who lends in Ann Arbor

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.