SBA Lending in Bakersfield, California
Businesses in Bakersfield, CA have drawn 1,903 SBA 7(a) loans worth $764M, and annual volume has fallen 7% versus the prior decade.
- 1,903
- 7(a) loans
- $764M
- Approved dollars
- $401,440
- Average loan size
- #14
- Rank in California
- -7%
- Annualized vs prior decade
- 10.0%
- Active-loan distress
Bakersfield is the #14 SBA 7(a) market in California and #82 in the country. Since 1991 lenders have approved 1,903 loans here worth $764M, averaging $401,440 each. Annual approval volume has fallen 7% between FY2013-2019 and FY2020-2026. 10.0% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is gasoline stations with convenience stores.
What Bakersfield borrows for
Who lends in Bakersfield
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.