SBA Lending in Birmingham, Alabama
The SBA FOIA record lists 1,818 7(a) approvals worth $562M for businesses in Birmingham, AL, and annual volume has fallen 33% versus the prior decade.
- 1,818
- 7(a) loans
- $562M
- Approved dollars
- $309,282
- Average loan size
- #1
- Rank in Alabama
- -33%
- Annualized vs prior decade
- 5.8%
- Active-status distress
Birmingham is the #1 SBA 7(a) market in Alabama and #86 in the country. Since 1991 the FOIA record lists 1,818 approvals here worth $562M, averaging $309,282 each. Annual approval volume has fallen 33% between FY2013-2019 and FY2020-2026. Among 241 active-status loans, 5.8% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Birmingham borrows for
Who lends in Birmingham
Open the national map, drill into Alabama, and compare Birmingham against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.