SBA Lending in Birmingham, Alabama
Businesses in Birmingham, AL have drawn 1,818 SBA 7(a) loans worth $562M, and annual volume has fallen 33% versus the prior decade.
- 1,818
- 7(a) loans
- $562M
- Approved dollars
- $309,282
- Average loan size
- #1
- Rank in Alabama
- -33%
- Annualized vs prior decade
- 12.8%
- Active-loan distress
Birmingham is the #1 SBA 7(a) market in Alabama and #86 in the country. Since 1991 lenders have approved 1,818 loans here worth $562M, averaging $309,282 each. Annual approval volume has fallen 33% between FY2013-2019 and FY2020-2026. 12.8% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Birmingham borrows for
Who lends in Birmingham
Open the national map, drill into Alabama, and compare Birmingham against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.