SHANE PIERSON · SBA DATA
SBA by City · Carlsbad, CA

SBA Lending in Carlsbad, California

The SBA FOIA record lists 1,101 7(a) approvals worth $358M for businesses in Carlsbad, CA, and annual volume has fallen 24% versus the prior decade.

1,101
7(a) loans
$358M
Approved dollars
$325,487
Average loan size
#34
Rank in California
-24%
Annualized vs prior decade
2.7%
Active-status distress

Carlsbad is the #34 SBA 7(a) market in California and #172 in the country. Since 1991 the FOIA record lists 1,101 approvals here worth $358M, averaging $325,487 each. Annual approval volume has fallen 24% between FY2013-2019 and FY2020-2026. Among 182 active-status loans, 2.7% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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