SHANE PIERSON · SBA DATA
SBA by City · Cedar Rapids, IA

SBA Lending in Cedar Rapids, Iowa

Businesses in Cedar Rapids, IA have drawn 992 SBA 7(a) loans worth $272M, and annual volume has fallen 27% versus the prior decade.

992
7(a) loans
$272M
Approved dollars
$274,479
Average loan size
#2
Rank in Iowa
-27%
Annualized vs prior decade
5.9%
Active-loan distress

Cedar Rapids is the #2 SBA 7(a) market in Iowa and #196 in the country. Since 1991 lenders have approved 992 loans here worth $272M, averaging $274,479 each. Annual approval volume has fallen 27% between FY2013-2019 and FY2020-2026. 5.9% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

What Cedar Rapids borrows for

Who lends in Cedar Rapids

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.