SBA Lending in Charleston, South Carolina
The SBA FOIA record lists 801 7(a) approvals worth $310M for businesses in Charleston, SC, and annual volume has grown 10% versus the prior decade.
- 801
- 7(a) loans
- $310M
- Approved dollars
- $386,671
- Average loan size
- #3
- Rank in South Carolina
- +10%
- Annualized vs prior decade
- 5.3%
- Active-status distress
Charleston is the #3 SBA 7(a) market in South Carolina and #270 in the country. Since 1991 the FOIA record lists 801 approvals here worth $310M, averaging $386,671 each. Annual approval volume has grown 10% between FY2013-2019 and FY2020-2026. Among 187 active-status loans, 5.3% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Charleston borrows for
Who lends in Charleston
Open the national map, drill into South Carolina, and compare Charleston against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.