SBA Lending in Chattanooga, Tennessee
The SBA FOIA record lists 898 7(a) approvals worth $387M for businesses in Chattanooga, TN, and annual volume has fallen 11% versus the prior decade.
- 898
- 7(a) loans
- $387M
- Approved dollars
- $430,406
- Average loan size
- #4
- Rank in Tennessee
- -11%
- Annualized vs prior decade
- 6.5%
- Active-status distress
Chattanooga is the #4 SBA 7(a) market in Tennessee and #226 in the country. Since 1991 the FOIA record lists 898 approvals here worth $387M, averaging $430,406 each. Annual approval volume has fallen 11% between FY2013-2019 and FY2020-2026. Among 138 active-status loans, 6.5% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Chattanooga borrows for
Who lends in Chattanooga
Open the national map, drill into Tennessee, and compare Chattanooga against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.