SHANE PIERSON · SBA DATA
SBA by City · Chicago, IL

SBA Lending in Chicago, Illinois

The SBA FOIA record lists 11,855 7(a) approvals worth $3.1B for businesses in Chicago, IL, and annual volume has fallen 7% versus the prior decade.

11,855
7(a) loans
$3.1B
Approved dollars
$262,234
Average loan size
#1
Rank in Illinois
-7%
Annualized vs prior decade
7.7%
Active-status distress

Chicago is the #1 SBA 7(a) market in Illinois and #4 in the country. Since 1991 the FOIA record lists 11,855 approvals here worth $3.1B, averaging $262,234 each. Annual approval volume has fallen 7% between FY2013-2019 and FY2020-2026. Among 1,965 active-status loans, 7.7% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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