SBA Lending in Cincinnati, Ohio
The SBA FOIA record lists 4,773 7(a) approvals worth $1.3B for businesses in Cincinnati, OH, and annual volume has fallen 9% versus the prior decade.
- 4,773
- 7(a) loans
- $1.3B
- Approved dollars
- $278,471
- Average loan size
- #2
- Rank in Ohio
- -9%
- Annualized vs prior decade
- 7.8%
- Active-status distress
Cincinnati is the #2 SBA 7(a) market in Ohio and #23 in the country. Since 1991 the FOIA record lists 4,773 approvals here worth $1.3B, averaging $278,471 each. Annual approval volume has fallen 9% between FY2013-2019 and FY2020-2026. Among 983 active-status loans, 7.8% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Cincinnati borrows for
Who lends in Cincinnati
Open the national map, drill into Ohio, and compare Cincinnati against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.