SBA Lending in Cincinnati, Ohio
Businesses in Cincinnati, OH have drawn 4,773 SBA 7(a) loans worth $1.3B, and annual volume has fallen 9% versus the prior decade.
- 4,773
- 7(a) loans
- $1.3B
- Approved dollars
- $278,471
- Average loan size
- #2
- Rank in Ohio
- -9%
- Annualized vs prior decade
- 10.1%
- Active-loan distress
Cincinnati is the #2 SBA 7(a) market in Ohio and #23 in the country. Since 1991 lenders have approved 4,773 loans here worth $1.3B, averaging $278,471 each. Annual approval volume has fallen 9% between FY2013-2019 and FY2020-2026. 10.1% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Cincinnati borrows for
Who lends in Cincinnati
Open the national map, drill into Ohio, and compare Cincinnati against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.