SHANE PIERSON · SBA DATA
SBA by City · Costa Mesa, CA

SBA Lending in Costa Mesa, California

Businesses in Costa Mesa, CA have drawn 1,124 SBA 7(a) loans worth $444M, and annual volume has fallen 15% versus the prior decade.

1,124
7(a) loans
$444M
Approved dollars
$395,351
Average loan size
#32
Rank in California
-15%
Annualized vs prior decade
9.5%
Active-loan distress

Costa Mesa is the #32 SBA 7(a) market in California and #165 in the country. Since 1991 lenders have approved 1,124 loans here worth $444M, averaging $395,351 each. Annual approval volume has fallen 15% between FY2013-2019 and FY2020-2026. 9.5% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is general automotive repair.

What Costa Mesa borrows for

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.