SHANE PIERSON · SBA DATA
SBA by City · Cumming, GA

SBA Lending in Cumming, Georgia

The SBA FOIA record lists 872 7(a) approvals worth $498M for businesses in Cumming, GA, and annual volume has grown 7% versus the prior decade.

872
7(a) loans
$498M
Approved dollars
$570,922
Average loan size
#9
Rank in Georgia
+7%
Annualized vs prior decade
8.1%
Active-status distress

Cumming is the #9 SBA 7(a) market in Georgia and #234 in the country. Since 1991 the FOIA record lists 872 approvals here worth $498M, averaging $570,922 each. Annual approval volume has grown 7% between FY2013-2019 and FY2020-2026. Among 198 active-status loans, 8.1% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

What Cumming borrows for

Who lends in Cumming

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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