SHANE PIERSON · SBA DATA
SBA by City · Dayton, OH

SBA Lending in Dayton, Ohio

Businesses in Dayton, OH have drawn 2,060 SBA 7(a) loans worth $584M, and annual volume has fallen 43% versus the prior decade.

2,060
7(a) loans
$584M
Approved dollars
$283,595
Average loan size
#4
Rank in Ohio
-43%
Annualized vs prior decade
9.1%
Active-loan distress

Dayton is the #4 SBA 7(a) market in Ohio and #73 in the country. Since 1991 lenders have approved 2,060 loans here worth $584M, averaging $283,595 each. Annual approval volume has fallen 43% between FY2013-2019 and FY2020-2026. 9.1% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is general freight trucking, long-distance, truckload.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.