SBA Lending in El Cajon, California
Businesses in El Cajon, CA have drawn 1,150 SBA 7(a) loans worth $412M, and annual volume has grown 6% versus the prior decade.
- 1,150
- 7(a) loans
- $412M
- Approved dollars
- $358,495
- Average loan size
- #27
- Rank in California
- +6%
- Annualized vs prior decade
- 9.9%
- Active-loan distress
El Cajon is the #27 SBA 7(a) market in California and #156 in the country. Since 1991 lenders have approved 1,150 loans here worth $412M, averaging $358,495 each. Annual approval volume has grown 6% between FY2013-2019 and FY2020-2026. 9.9% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is general automotive repair.
What El Cajon borrows for
Who lends in El Cajon
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.