SHANE PIERSON · SBA DATA
SBA by City · El Cajon, CA

SBA Lending in El Cajon, California

The SBA FOIA record lists 1,150 7(a) approvals worth $412M for businesses in El Cajon, CA, and annual volume has grown 6% versus the prior decade.

1,150
7(a) loans
$412M
Approved dollars
$358,495
Average loan size
#27
Rank in California
+6%
Annualized vs prior decade
3.4%
Active-status distress

El Cajon is the #27 SBA 7(a) market in California and #156 in the country. Since 1991 the FOIA record lists 1,150 approvals here worth $412M, averaging $358,495 each. Annual approval volume has grown 6% between FY2013-2019 and FY2020-2026. Among 206 active-status loans, 3.4% are delinquent, past due, or in liquidation. The local business type with the most listed records is general automotive repair.

What El Cajon borrows for

Who lends in El Cajon

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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