SHANE PIERSON · SBA DATA
SBA by City · Frederick, MD

SBA Lending in Frederick, Maryland

Businesses in Frederick, MD have drawn 786 SBA 7(a) loans worth $234M, and annual volume has grown 19% versus the prior decade.

786
7(a) loans
$234M
Approved dollars
$297,229
Average loan size
#5
Rank in Maryland
+19%
Annualized vs prior decade
9.8%
Active-loan distress

Frederick is the #5 SBA 7(a) market in Maryland and #275 in the country. Since 1991 lenders have approved 786 loans here worth $234M, averaging $297,229 each. Annual approval volume has grown 19% between FY2013-2019 and FY2020-2026. 9.8% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.