SHANE PIERSON · SBA DATA
SBA by City · Fremont, CA

SBA Lending in Fremont, California

The SBA FOIA record lists 820 7(a) approvals worth $325M for businesses in Fremont, CA, and annual volume has fallen 31% versus the prior decade.

820
7(a) loans
$325M
Approved dollars
$396,181
Average loan size
#50
Rank in California
-31%
Annualized vs prior decade
5.7%
Active-status distress

Fremont is the #50 SBA 7(a) market in California and #258 in the country. Since 1991 the FOIA record lists 820 approvals here worth $325M, averaging $396,181 each. Annual approval volume has fallen 31% between FY2013-2019 and FY2020-2026. Among 158 active-status loans, 5.7% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

What Fremont borrows for

Who lends in Fremont

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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