SHANE PIERSON · SBA DATA
SBA by City · Garland, TX

SBA Lending in Garland, Texas

Businesses in Garland, TX have drawn 1,261 SBA 7(a) loans worth $497M, and annual volume has fallen 24% versus the prior decade.

1,261
7(a) loans
$497M
Approved dollars
$394,468
Average loan size
#15
Rank in Texas
-24%
Annualized vs prior decade
11.6%
Active-loan distress

Garland is the #15 SBA 7(a) market in Texas and #139 in the country. Since 1991 lenders have approved 1,261 loans here worth $497M, averaging $394,468 each. Annual approval volume has fallen 24% between FY2013-2019 and FY2020-2026. 11.6% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is gasoline stations with convenience stores.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.