SHANE PIERSON · SBA DATA
SBA by City · Garland, TX

SBA Lending in Garland, Texas

The SBA FOIA record lists 1,261 7(a) approvals worth $497M for businesses in Garland, TX, and annual volume has fallen 24% versus the prior decade.

1,261
7(a) loans
$497M
Approved dollars
$394,468
Average loan size
#15
Rank in Texas
-24%
Annualized vs prior decade
2.8%
Active-status distress

Garland is the #15 SBA 7(a) market in Texas and #139 in the country. Since 1991 the FOIA record lists 1,261 approvals here worth $497M, averaging $394,468 each. Annual approval volume has fallen 24% between FY2013-2019 and FY2020-2026. Among 145 active-status loans, 2.8% are delinquent, past due, or in liquidation. The local business type with the most listed records is gasoline stations with convenience stores.

What Garland borrows for

Who lends in Garland

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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