SHANE PIERSON · SBA DATA
SBA by City · Hayward, CA

SBA Lending in Hayward, California

The SBA FOIA record lists 1,075 7(a) approvals worth $477M for businesses in Hayward, CA, and annual volume has fallen 6% versus the prior decade.

1,075
7(a) loans
$477M
Approved dollars
$443,295
Average loan size
#35
Rank in California
-6%
Annualized vs prior decade
3.8%
Active-status distress

Hayward is the #35 SBA 7(a) market in California and #181 in the country. Since 1991 the FOIA record lists 1,075 approvals here worth $477M, averaging $443,295 each. Annual approval volume has fallen 6% between FY2013-2019 and FY2020-2026. Among 160 active-status loans, 3.8% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

What Hayward borrows for

Who lends in Hayward

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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