SHANE PIERSON · SBA DATA
SBA by City · Hayward, CA

SBA Lending in Hayward, California

Businesses in Hayward, CA have drawn 1,075 SBA 7(a) loans worth $477M, and annual volume has fallen 6% versus the prior decade.

1,075
7(a) loans
$477M
Approved dollars
$443,295
Average loan size
#35
Rank in California
-6%
Annualized vs prior decade
8.5%
Active-loan distress

Hayward is the #35 SBA 7(a) market in California and #181 in the country. Since 1991 lenders have approved 1,075 loans here worth $477M, averaging $443,295 each. Annual approval volume has fallen 6% between FY2013-2019 and FY2020-2026. 8.5% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.