SBA Lending in Houston, Texas
The SBA FOIA record lists 18,300 7(a) approvals worth $6.6B for businesses in Houston, TX, and annual volume has fallen 20% versus the prior decade.
- 18,300
- 7(a) loans
- $6.6B
- Approved dollars
- $362,831
- Average loan size
- #1
- Rank in Texas
- -20%
- Annualized vs prior decade
- 6.5%
- Active-status distress
Houston is the #1 SBA 7(a) market in Texas and #2 in the country. Since 1991 the FOIA record lists 18,300 approvals here worth $6.6B, averaging $362,831 each. Annual approval volume has fallen 20% between FY2013-2019 and FY2020-2026. Among 2,599 active-status loans, 6.5% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Houston borrows for
Who lends in Houston
Open the national map, drill into Texas, and compare Houston against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.