SBA Lending in Houston, Texas
Businesses in Houston, TX have drawn 18,300 SBA 7(a) loans worth $6.6B, and annual volume has fallen 20% versus the prior decade.
- 18,300
- 7(a) loans
- $6.6B
- Approved dollars
- $362,831
- Average loan size
- #1
- Rank in Texas
- -20%
- Annualized vs prior decade
- 12.7%
- Active-loan distress
Houston is the #1 SBA 7(a) market in Texas and #2 in the country. Since 1991 lenders have approved 18,300 loans here worth $6.6B, averaging $362,831 each. Annual approval volume has fallen 20% between FY2013-2019 and FY2020-2026. 12.7% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Houston borrows for
Who lends in Houston
Open the national map, drill into Texas, and compare Houston against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.