SHANE PIERSON · SBA DATA
SBA by City · Huntsville, AL

SBA Lending in Huntsville, Alabama

Businesses in Huntsville, AL have drawn 879 SBA 7(a) loans worth $240M, and annual volume has fallen 20% versus the prior decade.

879
7(a) loans
$240M
Approved dollars
$273,108
Average loan size
#2
Rank in Alabama
-20%
Annualized vs prior decade
11.6%
Active-loan distress

Huntsville is the #2 SBA 7(a) market in Alabama and #232 in the country. Since 1991 lenders have approved 879 loans here worth $240M, averaging $273,108 each. Annual approval volume has fallen 20% between FY2013-2019 and FY2020-2026. 11.6% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.