SBA Lending in Jersey City, New Jersey
Businesses in Jersey City, NJ have drawn 958 SBA 7(a) loans worth $247M, and annual volume has grown 48% versus the prior decade.
- 958
- 7(a) loans
- $247M
- Approved dollars
- $257,411
- Average loan size
- #1
- Rank in New Jersey
- +48%
- Annualized vs prior decade
- 17.3%
- Active-loan distress
Jersey City is the #1 SBA 7(a) market in New Jersey and #207 in the country. Since 1991 lenders have approved 958 loans here worth $247M, averaging $257,411 each. Annual approval volume has grown 48% between FY2013-2019 and FY2020-2026. 17.3% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is limited-service restaurants.
What Jersey City borrows for
Who lends in Jersey City
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.