SBA Lending in Jersey City, New Jersey
The SBA FOIA record lists 958 7(a) approvals worth $247M for businesses in Jersey City, NJ, and annual volume has grown 48% versus the prior decade.
- 958
- 7(a) loans
- $247M
- Approved dollars
- $257,411
- Average loan size
- #1
- Rank in New Jersey
- +48%
- Annualized vs prior decade
- 9.8%
- Active-status distress
Jersey City is the #1 SBA 7(a) market in New Jersey and #207 in the country. Since 1991 the FOIA record lists 958 approvals here worth $247M, averaging $257,411 each. Annual approval volume has grown 48% between FY2013-2019 and FY2020-2026. Among 234 active-status loans, 9.8% are delinquent, past due, or in liquidation. The local business type with the most listed records is limited-service restaurants.
What Jersey City borrows for
Who lends in Jersey City
Open the national map, drill into New Jersey, and compare Jersey City against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.