SHANE PIERSON · SBA DATA
SBA by City · Katy, TX

SBA Lending in Katy, Texas

Businesses in Katy, TX have drawn 1,599 SBA 7(a) loans worth $737M, and annual volume has grown 5% versus the prior decade.

1,599
7(a) loans
$737M
Approved dollars
$460,894
Average loan size
#12
Rank in Texas
+5%
Annualized vs prior decade
14.7%
Active-loan distress

Katy is the #12 SBA 7(a) market in Texas and #101 in the country. Since 1991 lenders have approved 1,599 loans here worth $737M, averaging $460,894 each. Annual approval volume has grown 5% between FY2013-2019 and FY2020-2026. 14.7% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is limited-service restaurants.

What Katy borrows for

Who lends in Katy

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.