SHANE PIERSON · SBA DATA
SBA by City · Lexington, KY

SBA Lending in Lexington, Kentucky

The SBA FOIA record lists 1,323 7(a) approvals worth $343M for businesses in Lexington, KY, and annual volume has fallen 23% versus the prior decade.

1,323
7(a) loans
$343M
Approved dollars
$259,281
Average loan size
#2
Rank in Kentucky
-23%
Annualized vs prior decade
6.7%
Active-status distress

Lexington is the #2 SBA 7(a) market in Kentucky and #127 in the country. Since 1991 the FOIA record lists 1,323 approvals here worth $343M, averaging $259,281 each. Annual approval volume has fallen 23% between FY2013-2019 and FY2020-2026. Among 225 active-status loans, 6.7% are delinquent, past due, or in liquidation. The local business type with the most listed records is limited-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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